{"id":4300,"date":"2026-03-03T15:52:56","date_gmt":"2026-03-03T14:52:56","guid":{"rendered":"https:\/\/homter-staging.wildoomlab.com\/?page_id=4300"},"modified":"2026-05-06T15:38:57","modified_gmt":"2026-05-06T13:38:57","slug":"buyer-agent","status":"publish","type":"page","link":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/","title":{"rendered":"Buyer Agent"},"content":{"rendered":"<section class=\"block-hero alignfull wp-elements-1 wp-block-acf-hero has-text-color has-tertiary-color\">\n      <div\n      class=\"block-hero__media is-video\"\n      aria-hidden=\"true\"\n          >\n              <video\n          class=\"block-hero__video\"\n          autoplay\n          muted\n          loop\n          playsinline\n                      poster=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/04\/Homter_00Home-1.jpg\"\n                  >\n          <source src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/04\/Homter_Home.mp4\">\n        <\/video>\n          <\/div>\n  \n  <div\n    class=\"block-hero__inner\"\n    style=\"justify-content: center; align-items: center;\"\n  >\n    <div class=\"block-hero__content\">\n      \n\n\n\n<h1 class=\"wp-block-heading has-text-align-center is-t1\" id=\"h-buy-in-spain-safely-protected-from-start-to-finish\">Buy in Spain <span class=\"is-text-highlighted\">safely,<\/span> protected from start to finish<\/h1>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">We are your <strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-color\">buyer agent<\/mark><mark style=\"background-color:rgba(0, 0, 0, 0);color:#fcb900\" class=\"has-inline-color\">.<\/mark><\/strong> We validate the property, protect your deposit, and secure the right mortgage for you.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/homter2025.wildoomlab.com\/en\/home-buying\/\">Start my safe search<\/a><\/div>\n<\/div>\n\n    <\/div>\n  <\/div>\n<\/section>\n\n\n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\"><div class=\"wp-block-media-text__content\">\n<h2 class=\"wp-block-heading is-t2\" id=\"h-finally-someone-who-defends-your-interests-not-the-seller-s\">Finally, someone who  <span class=\"is-text-highlighted\">defends<\/span> your interests, not the seller&#8217;s<\/h2>\n\n\n\n<ul class=\"wp-block-list is-style-list-checks\">\n<li><strong>+10.000<\/strong> Expats &amp; Locals assisted<\/li>\n\n\n\n<li><strong>#1 Buyer\u2019s Agent <\/strong>in Spain<\/li>\n\n\n\n<li><strong>100%<\/strong> Success-based fee<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/meetings-eu1.hubspot.com\/meetings\/homter\/buyer-agent\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Book my free consultation<\/a><\/div>\n<\/div>\n\n\n<div class=\"block block-reviews-badge wp-block-acf-reviews-badge\">\n  <div class=\"block-reviews-badge__score\">4.9\/5<\/div>\n\n      <div class=\"block-reviews-badge__people\" aria-hidden=\"true\">\n              <img decoding=\"async\" class=\"block-reviews-badge__person\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/review3-1.png\" alt=\"\" loading=\"lazy\" \/>\n              <img decoding=\"async\" class=\"block-reviews-badge__person\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/review2-1.png\" alt=\"\" loading=\"lazy\" \/>\n              <img decoding=\"async\" class=\"block-reviews-badge__person\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/review1-1.png\" alt=\"\" loading=\"lazy\" \/>\n          <\/div>\n  \n      <p class=\"block-reviews-badge__trusted\">100% customer satisfaction<\/p>\n  <\/div>\n<\/div><figure class=\"wp-block-media-text__media\"><video controls src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/02\/homter.mp4\" poster=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/05\/poster-video-768x432.webp\"<\/video><\/figure><\/div>\n\n\n<section class=\"block-section alignfull wp-elements-2 wp-block-acf-section has-text-color has-tertiary-color has-background has-primary-background-color\">\n  <div class=\"block-section__inner\">\n    \n\n<h2 class=\"wp-block-heading has-text-align-center is-t2\" id=\"h-the-spanish-market-protects-the-seller-not-you\">The Spanish market protects the seller, <span class=\"is-text-highlighted\">not you<\/span><\/h2>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Without an expert on your side, you\u2019re at a disadvantage<\/p>\n\n\n<div class=\"block block-responsive-accordion is-three-columns wp-block-acf-responsive-accordion\" data-item-count=\"3\">\n  \n<details class=\"block-responsive-accordion-item wp-block-acf-responsive-accordion-item\" style=\"--ht-responsive-accordion-item-bg: var(--wp--preset--color--tertiary); --ht-responsive-accordion-item-text: var(--wp--preset--color--primary);\">\n  <summary class=\"block-responsive-accordion-item__summary\">\n    <span class=\"block-responsive-accordion-item__summary-main\">\n              <img decoding=\"async\" class=\"block-responsive-accordion-item__icon\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_icon_homesearch-1.svg\" alt=\"\" loading=\"lazy\" \/>\n            <h3 class=\"block-responsive-accordion-item__title is-t4\">Losing your deposit<\/h3>\n    <\/span>\n  <\/summary>\n  <div class=\"block-responsive-accordion-item__content\">\n    \n\n<p class=\"wp-block-paragraph\">In Spain, \u201carras deposits\u201d are binding. If your mortgage is denied after signing, you can lose your 10% deposit.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span class=\"is-text-tag\">Fly away in 72h<\/span><\/p>\n\n  <\/div>\n<\/details>\n\n\n<details class=\"block-responsive-accordion-item wp-block-acf-responsive-accordion-item\" style=\"--ht-responsive-accordion-item-bg: var(--wp--preset--color--tertiary); --ht-responsive-accordion-item-text: var(--wp--preset--color--primary);\">\n  <summary class=\"block-responsive-accordion-item__summary\">\n    <span class=\"block-responsive-accordion-item__summary-main\">\n              <img decoding=\"async\" class=\"block-responsive-accordion-item__icon\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_icon_sad-1.svg\" alt=\"\" loading=\"lazy\" \/>\n            <h3 class=\"block-responsive-accordion-item__title is-t4\">Inheriting hidden defects<\/h3>\n    <\/span>\n  <\/summary>\n  <div class=\"block-responsive-accordion-item__content\">\n    \n\n<p class=\"wp-block-paragraph\">Real Estate agents work for the seller&#8217;s commission. They often ignore illegal renovations or hidden defects that become your problem.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span class=\"is-text-tag\">You risk your savings<\/span><\/p>\n\n  <\/div>\n<\/details>\n\n\n<details class=\"block-responsive-accordion-item wp-block-acf-responsive-accordion-item\" style=\"--ht-responsive-accordion-item-bg: var(--wp--preset--color--tertiary); --ht-responsive-accordion-item-text: var(--wp--preset--color--primary);\">\n  <summary class=\"block-responsive-accordion-item__summary\">\n    <span class=\"block-responsive-accordion-item__summary-main\">\n              <img decoding=\"async\" class=\"block-responsive-accordion-item__icon\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_icon_currency-1.svg\" alt=\"\" loading=\"lazy\" \/>\n            <h3 class=\"block-responsive-accordion-item__title is-t4\">The &quot;Valuation Gap&quot;<\/h3>\n    <\/span>\n  <\/summary>\n  <div class=\"block-responsive-accordion-item__content\">\n    \n\n<p class=\"wp-block-paragraph\">If the bank&#8217;s appraisal is lower than your offer, you must cover the gap in cash immediately. Most expats aren&#8217;t warned about this.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><span class=\"is-text-tag\">+\u20ac40,000 in additional costs<\/span><\/p>\n\n  <\/div>\n<\/details>\n\n<\/div>\n\n  <\/div>\n<\/section>\n\n\n<section class=\"block-section alignfull wp-block-acf-section\">\n  <div class=\"block-section__inner\">\n    \n\n<p class=\"has-text-align-center is-t2 wp-block-paragraph\">We change the rules <span class=\"is-text-highlighted\">in your favor<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">All in one place, fully tailored to expat needs<\/p>\n\n\n<div class=\"block block-tabs wp-block-acf-tabs\" data-tabs=\"1\">\n  <div class=\"block-tabs__nav\" role=\"tablist\" aria-label=\"Pesta\u00f1as\">\n                <button\n        type=\"button\"\n        class=\"block-tabs__tab is-active has-active-icon\"\n        role=\"tab\"\n        id=\"tabs-1-tab-0\"\n        aria-controls=\"tabs-1-panel-0\"\n        aria-selected=\"true\"\n        tabindex=\"0\"\n      >\n        <span class=\"block-tabs__tab-label\">\n                      <img decoding=\"async\"\n              class=\"block-tabs__tab-icon block-tabs__tab-icon--default\"\n              src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_icon_bell-1.svg\"\n              alt=\"\"\n              loading=\"lazy\"\n            \/>\n                                <img decoding=\"async\"\n              class=\"block-tabs__tab-icon block-tabs__tab-icon--active\"\n              src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_icon_bellYellow-1.svg\"\n              alt=\"\"\n              loading=\"lazy\"\n            \/>\n                    <span>Pesta\u00f1a<\/span>\n        <\/span>\n      <\/button>\n                <button\n        type=\"button\"\n        class=\"block-tabs__tab has-active-icon\"\n        role=\"tab\"\n        id=\"tabs-1-tab-1\"\n        aria-controls=\"tabs-1-panel-1\"\n        aria-selected=\"false\"\n        tabindex=\"-1\"\n      >\n        <span class=\"block-tabs__tab-label\">\n                      <img decoding=\"async\"\n              class=\"block-tabs__tab-icon block-tabs__tab-icon--default\"\n              src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_icon_hands-1.svg\"\n              alt=\"\"\n              loading=\"lazy\"\n            \/>\n                                <img decoding=\"async\"\n              class=\"block-tabs__tab-icon block-tabs__tab-icon--active\"\n              src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_icon_handsYellow-1.svg\"\n              alt=\"\"\n              loading=\"lazy\"\n            \/>\n                    <span>Pesta\u00f1a<\/span>\n        <\/span>\n      <\/button>\n                <button\n        type=\"button\"\n        class=\"block-tabs__tab has-active-icon\"\n        role=\"tab\"\n        id=\"tabs-1-tab-2\"\n        aria-controls=\"tabs-1-panel-2\"\n        aria-selected=\"false\"\n        tabindex=\"-1\"\n      >\n        <span class=\"block-tabs__tab-label\">\n                      <img decoding=\"async\"\n              class=\"block-tabs__tab-icon block-tabs__tab-icon--default\"\n              src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_icon_shield-1.svg\"\n              alt=\"\"\n              loading=\"lazy\"\n            \/>\n                                <img decoding=\"async\"\n              class=\"block-tabs__tab-icon block-tabs__tab-icon--active\"\n              src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_icon_shieldYellow-1.svg\"\n              alt=\"\"\n              loading=\"lazy\"\n            \/>\n                    <span>Pesta\u00f1a<\/span>\n        <\/span>\n      <\/button>\n                <button\n        type=\"button\"\n        class=\"block-tabs__tab has-active-icon\"\n        role=\"tab\"\n        id=\"tabs-1-tab-3\"\n        aria-controls=\"tabs-1-panel-3\"\n        aria-selected=\"false\"\n        tabindex=\"-1\"\n      >\n        <span class=\"block-tabs__tab-label\">\n                      <img decoding=\"async\"\n              class=\"block-tabs__tab-icon block-tabs__tab-icon--default\"\n              src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_icon_bank-1.svg\"\n              alt=\"\"\n              loading=\"lazy\"\n            \/>\n                                <img decoding=\"async\"\n              class=\"block-tabs__tab-icon block-tabs__tab-icon--active\"\n              src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_icon_bankYellow-1.svg\"\n              alt=\"\"\n              loading=\"lazy\"\n            \/>\n                    <span>Pesta\u00f1a<\/span>\n        <\/span>\n      <\/button>\n      <\/div>\n\n  <div class=\"block-tabs__panels\">\n                <section\n        class=\"block-tabs__panel is-active\"\n        role=\"tabpanel\"\n        id=\"tabs-1-panel-0\"\n        aria-labelledby=\"tabs-1-tab-0\"\n              >\n        \n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\"><div class=\"wp-block-media-text__content\">\n<h3 class=\"wp-block-heading is-t4\" id=\"h-find-it-before-anyone-else\">Find it before anyone else<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Our smart tech scans every real estate portal and agencies, so you never miss an opportunity.<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-list-checks\">\n<li><strong>+3.000<\/strong> properties scanned daily<\/li>\n\n\n\n<li><strong>Off-Market<\/strong> opportunities<\/li>\n\n\n\n<li><strong>Real time alerts<\/strong> on your phone<\/li>\n<\/ul>\n<\/div><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" width=\"1024\" height=\"539\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step01-1024x539.png\" alt=\"\" class=\"wp-image-4464 size-full\" srcset=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step01-1024x539.png 1024w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step01-300x158.png 300w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step01-768x404.png 768w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step01.png 1124w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n      <\/section>\n                <section\n        class=\"block-tabs__panel\"\n        role=\"tabpanel\"\n        id=\"tabs-1-panel-1\"\n        aria-labelledby=\"tabs-1-tab-1\"\n        hidden      >\n        \n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\"><div class=\"wp-block-media-text__content\">\n<h3 class=\"wp-block-heading is-t4\" id=\"h-buy-with-confidence\">Buy with confidence<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">We validate the real market value and technical condition before you make an offer.<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-list-checks\">\n<li>True <strong>market valuation<\/strong><\/li>\n\n\n\n<li><strong>Home Inspection<\/strong><\/li>\n\n\n\n<li>Smart <strong>offer strategy<\/strong><\/li>\n<\/ul>\n<\/div><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" width=\"1024\" height=\"539\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step02-1024x539.png\" alt=\"\" class=\"wp-image-4472 size-full\" srcset=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step02-1024x539.png 1024w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step02-300x158.png 300w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step02-768x404.png 768w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step02.png 1124w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n      <\/section>\n                <section\n        class=\"block-tabs__panel\"\n        role=\"tabpanel\"\n        id=\"tabs-1-panel-2\"\n        aria-labelledby=\"tabs-1-tab-2\"\n        hidden      >\n        \n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\"><div class=\"wp-block-media-text__content\">\n<h3 class=\"wp-block-heading is-t4\" id=\"h-protect-your-savings\">Protect your savings<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">We detect debts, abusive clauses, and hidden costs before you commit. <\/p>\n\n\n\n<ul class=\"wp-block-list is-style-list-checks\">\n<li><strong>\u201cArras\u201d<\/strong> contract shield<\/li>\n\n\n\n<li><strong>Debt &amp; Registry <\/strong>checks<\/li>\n\n\n\n<li><strong>Community<\/strong> audit<\/li>\n<\/ul>\n<\/div><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" width=\"1024\" height=\"539\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step03-1024x539.png\" alt=\"\" class=\"wp-image-4473 size-full\" srcset=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step03-1024x539.png 1024w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step03-300x158.png 300w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step03-768x404.png 768w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step03.png 1124w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n      <\/section>\n                <section\n        class=\"block-tabs__panel\"\n        role=\"tabpanel\"\n        id=\"tabs-1-panel-3\"\n        aria-labelledby=\"tabs-1-tab-3\"\n        hidden      >\n        \n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\"><div class=\"wp-block-media-text__content\">\n<h3 class=\"wp-block-heading is-t4\" id=\"h-secure-the-right-mortgage\">Secure the right mortgage<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">We help expats compare, negotiate and secure the right mortgage in Spain.<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-list-checks\">\n<li><strong>Compare<\/strong> 15+ Banks<\/li>\n\n\n\n<li><strong>Optimized<\/strong> interest conditions<\/li>\n\n\n\n<li><strong>Max financing<\/strong> available<\/li>\n<\/ul>\n<\/div><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" width=\"1024\" height=\"539\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step04-1024x539.png\" alt=\"\" class=\"wp-image-4474 size-full\" srcset=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step04-1024x539.png 1024w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step04-300x158.png 300w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step04-768x404.png 768w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step04.png 1124w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure><\/div>\n\n      <\/section>\n      <\/div>\n\t<div class=\"block-tabs__arrows\" role=\"group\" aria-label=\"Navegaci\u00f3n de pesta\u00f1as\">\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"block-tabs__arrow block-tabs__arrow--prev\"\n\t\t\tdata-tabs-arrow=\"prev\"\n\t\t\taria-label=\"Pesta\u00f1a anterior\"\n\t\t\tdisabled\n\t\t><\/button>\n\t\t<button\n\t\t\ttype=\"button\"\n\t\t\tclass=\"block-tabs__arrow block-tabs__arrow--next\"\n\t\t\tdata-tabs-arrow=\"next\"\n\t\t\taria-label=\"Pesta\u00f1a siguiente\"\n\t\t\t\t\t><\/button>\n\t<\/div>\n<\/div>\n\n  <\/div>\n<\/section>\n\n\n<section class=\"block-section alignfull wp-block-acf-section has-background has-accent-background-color\">\n  <div class=\"block-section__inner\">\n    \n\n<p class=\"has-text-align-center is-t2 wp-block-paragraph\">The spanish mortgage market <span class=\"is-text-highlighted\">at your figertips<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">Stop asking. Start choosing. <\/p>\n\n\n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile\" style=\"grid-template-columns:auto 40%\"><div class=\"wp-block-media-text__content\"><div class=\"block block-icon-text-card is-row has-background has-tertiary-background-color wp-block-acf-icon-text-card\" style=\"--ht-block-card-bg: var(--wp--preset--color--tertiary); --ht-block-card-text-color: var(--wp--preset--color--primary);\">\n      <div class=\"block-icon-text-card__icon-wrapper\">\n      <img decoding=\"async\" class=\"block-icon-text-card__icon\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_icon_homeheart-1.svg\" alt=\"\" loading=\"lazy\" \/>\n    <\/div>\n  \n  <div class=\"block-icon-text-card__content\">\n    <h3 class=\"block-icon-text-card__title\">Full market access<\/h3>\n    <p class=\"block-icon-text-card__description\">We compare 15+ banks to find the right mortgage for you. Don&#039;t settle for the first offer.<\/p>\n  <\/div>\n<\/div>\n\n\n<div class=\"block block-icon-text-card is-row has-background has-tertiary-background-color wp-block-acf-icon-text-card\" style=\"--ht-block-card-bg: var(--wp--preset--color--tertiary); --ht-block-card-text-color: var(--wp--preset--color--primary);\">\n      <div class=\"block-icon-text-card__icon-wrapper\">\n      <img decoding=\"async\" class=\"block-icon-text-card__icon\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_icon_hands-1.svg\" alt=\"\" loading=\"lazy\" \/>\n    <\/div>\n  \n  <div class=\"block-icon-text-card__content\">\n    <h3 class=\"block-icon-text-card__title\">Real negotiation power<\/h3>\n    <p class=\"block-icon-text-card__description\">We secure exclusive rates and conditions you won&#039;t find walking into a branch.<\/p>\n  <\/div>\n<\/div>\n\n\n<div class=\"block block-icon-text-card is-row has-background has-tertiary-background-color wp-block-acf-icon-text-card\" style=\"--ht-block-card-bg: var(--wp--preset--color--tertiary); --ht-block-card-text-color: var(--wp--preset--color--primary);\">\n      <div class=\"block-icon-text-card__icon-wrapper\">\n      <img decoding=\"async\" class=\"block-icon-text-card__icon\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_icon_filecheck-1.svg\" alt=\"\" loading=\"lazy\" \/>\n    <\/div>\n  \n  <div class=\"block-icon-text-card__content\">\n    <h3 class=\"block-icon-text-card__title\">Expats &amp; Nomad specialists<\/h3>\n    <p class=\"block-icon-text-card__description\">Self-employed, foreign income or complex tax profiles? We speak &quot;Spanish Banks&quot; so you don&#039;t have to.<\/p>\n  <\/div>\n<\/div>\n<\/div><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" width=\"562\" height=\"460\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Bancos.png\" alt=\"\" class=\"wp-image-4316 size-full\" srcset=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Bancos.png 562w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Bancos-300x246.png 300w\" sizes=\"(max-width: 562px) 100vw, 562px\" \/><\/figure><\/div>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-primary-background-color has-background wp-element-button\" href=\"https:\/\/homter2025.wildoomlab.com\/en\/home-buying\/\">Get my free mortgage quote<\/a><\/div>\n<\/div>\n\n  <\/div>\n<\/section>\n\n\n<section class=\"block-section alignfull wp-block-acf-section\">\n  <div class=\"block-section__inner\">\n    \n\n<p class=\"has-text-align-center is-t2 wp-block-paragraph\">Real <span class=\"is-text-highlighted\"><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-accent-color\">people<\/mark><\/span>, real results<\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">500+ families bought with a <strong>buyer\u2019s agent<\/strong> by their side<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/homter2025.wildoomlab.com\/en\/home-buying\/\">Review my case for free<\/a><\/div>\n<\/div>\n\n\n<section class=\"block block-case-studies-slider splide is-full align wp-block-acf-case-studies-slider\" data-case-slider>\n  <div class=\"block-case-studies-slider__controls\">\n    <button type=\"button\" class=\"block-case-studies-slider__nav\" data-case-slider-nav=\"prev\" aria-label=\"Slide anterior\"><\/button>\n    <button type=\"button\" class=\"block-case-studies-slider__nav\" data-case-slider-nav=\"next\" aria-label=\"Slide siguiente\"><\/button>\n  <\/div>\n\n  <div class=\"block-case-studies-slider__viewport splide__track\" data-case-slider-viewport>\n    <ul class=\"block-case-studies-slider__track splide__list\">\n              \n        <li class=\"block-case-studies-slider__slide splide__slide\" data-case-slider-slide>\n          <article class=\"case-studies-card\">\n                                          <h3 class=\"case-studies-card__title\">Case: the full expat handholding<\/h3>\n              \n              <header class=\"case-studies-card__header\">\n                <div class=\"case-studies-card__client\">\n                                      <figure class=\"case-studies-card__client__media\"><img decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_CasoExito_CarolineGuillaume.jpg-1.webp\" class=\"block-case-studies-slider__image wp-post-image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_CasoExito_CarolineGuillaume.jpg-1.webp 1000w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_CasoExito_CarolineGuillaume.jpg-1-300x300.webp 300w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_CasoExito_CarolineGuillaume.jpg-1-150x150.webp 150w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_CasoExito_CarolineGuillaume.jpg-1-768x768.webp 768w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/figure>\n                                    <div class=\"case-studies-card__client__bio\">\n                                          <div class=\"case-studies-card__client__bio__name\">Caroline &amp; Guillaume (France)<\/div>\n                                                              <div class=\"case-studies-card__client__bio__location\">Seaside village near Barcelona<\/div>\n                                                              <div class=\"case-studies-card__rating\" aria-label=\"Valoracion: 5 de 5\"><span class=\"case-studies-card__stars\" aria-hidden=\"true\"><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><\/span><\/div>\n                                      <\/div>\n                <\/div>\n                                  <div class=\"case-studies-card__highlight\">Saved: 56,000\u20ac<\/div>\n                              <\/header>\n                              <div class=\"case-studies-card__testimonial\"><p>Buying our main residence in Spain as foreigners felt daunting, but Homter guided us through every step. From negotiation to signing, they were always available, making the whole process smooth and stress-free. They reviewed the legal paperwork so our deposit was never at risk, and got our mortgage approved despite our complex self-employed income. We\u2019ve already recommended them to friends.<\/p>\n<\/div>\n                                            <ul class=\"case-studies-card__services\">\n                                      <li>Full Buyer&#039;s agent service.<\/li>\n                                      <li>56,000\u20ac deposit protected through &#039;subject to finance&#039; clauses.<\/li>\n                                      <li>Mortgage approved despite complex foreign income.<\/li>\n                                  <\/ul>\n                          \n          <\/article>\n        <\/li>\n              \n        <li class=\"block-case-studies-slider__slide splide__slide\" data-case-slider-slide>\n          <article class=\"case-studies-card\">\n                                          <h3 class=\"case-studies-card__title\">Case: the Irish expat &#038; valuation issue<\/h3>\n              \n              <header class=\"case-studies-card__header\">\n                <div class=\"case-studies-card__client\">\n                                      <figure class=\"case-studies-card__client__media\"><img decoding=\"async\" width=\"310\" height=\"224\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_CasoExito_James.webp\" class=\"block-case-studies-slider__image wp-post-image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_CasoExito_James.webp 310w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_CasoExito_James-300x217.webp 300w\" sizes=\"auto, (max-width: 310px) 100vw, 310px\" \/><\/figure>\n                                    <div class=\"case-studies-card__client__bio\">\n                                          <div class=\"case-studies-card__client__bio__name\">James K. (Ireland)<\/div>\n                                                              <div class=\"case-studies-card__client__bio__location\">Barcelona<\/div>\n                                                              <div class=\"case-studies-card__rating\" aria-label=\"Valoracion: 5 de 5\"><span class=\"case-studies-card__stars\" aria-hidden=\"true\"><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><\/span><\/div>\n                                      <\/div>\n                <\/div>\n                                  <div class=\"case-studies-card__highlight\">Saved: 39,000\u20ac<\/div>\n                              <\/header>\n                              <div class=\"case-studies-card__testimonial\"><p>Finding an independent, well-connected agent in Barcelona is tough \u2014 especially if you don\u2019t speak Spanish or Catalan. Homter guided me through every step of the buying and mortgage process, making everything simple and stress-free. Their technical team found hidden dampness, saving me \u20ac8k in repairs, and they successfully managed the bank&#8217;s valuation to match the purchase price.<\/p>\n<\/div>\n                                            <ul class=\"case-studies-card__services\">\n                                      <li>Full buyer&#039;s agent service.<\/li>\n                                      <li>Achieved 85% financing.<\/li>\n                                      <li>Saved 39,000\u20ac through direct negotiation.<\/li>\n                                  <\/ul>\n                          \n          <\/article>\n        <\/li>\n              \n        <li class=\"block-case-studies-slider__slide splide__slide\" data-case-slider-slide>\n          <article class=\"case-studies-card\">\n                                          <h3 class=\"case-studies-card__title\">Case: the Beckham law resident &#038; the illegal pool<\/h3>\n              \n              <header class=\"case-studies-card__header\">\n                <div class=\"case-studies-card__client\">\n                                      <figure class=\"case-studies-card__client__media\"><img decoding=\"async\" width=\"475\" height=\"233\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_CasoExito_larsyemma-1.webp\" class=\"block-case-studies-slider__image wp-post-image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_CasoExito_larsyemma-1.webp 475w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_CasoExito_larsyemma-1-300x147.webp 300w\" sizes=\"auto, (max-width: 475px) 100vw, 475px\" \/><\/figure>\n                                    <div class=\"case-studies-card__client__bio\">\n                                          <div class=\"case-studies-card__client__bio__name\">Lars &amp; Emma (Sweden)<\/div>\n                                                              <div class=\"case-studies-card__client__bio__location\">Mallorca<\/div>\n                                                              <div class=\"case-studies-card__rating\" aria-label=\"Valoracion: 5 de 5\"><span class=\"case-studies-card__stars\" aria-hidden=\"true\"><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><\/span><\/div>\n                                      <\/div>\n                <\/div>\n                                  <div class=\"case-studies-card__highlight\">Saved: 62,000\u20ac<\/div>\n                              <\/header>\n                              <div class=\"case-studies-card__testimonial\"><p>We almost bought a luxury villa directly through a seller&#8217;s agency. Homter\u2019s legal team stepped in and discovered the pool and guest house were built illegally and had pending fines. We walked away safely. When they found the right house for us, their mortgage brokers bypassed the local banks who didn&#8217;t understand our &#8216;Beckham Law&#8217; tax status, securing us a 90% resident mortgage.<\/p>\n<\/div>\n                                            <ul class=\"case-studies-card__services\">\n                                      <li>Full Buyer&#039;s Agent Service.<\/li>\n                                      <li>Risk Avoided: Inheriting unregistered (illegal) constructions.<\/li>\n                                      <li>Mortgage signed at 90% LTV (Fixed 30 years at 1.85% TIN).<\/li>\n                                  <\/ul>\n                          \n          <\/article>\n        <\/li>\n              \n        <li class=\"block-case-studies-slider__slide splide__slide\" data-case-slider-slide>\n          <article class=\"case-studies-card\">\n                                          <h3 class=\"case-studies-card__title\">Case: the US entrepreneur<\/h3>\n              \n              <header class=\"case-studies-card__header\">\n                <div class=\"case-studies-card__client\">\n                                      <figure class=\"case-studies-card__client__media\"><img decoding=\"async\" width=\"1024\" height=\"507\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/homter_CasoExito_larsuss-1024x507.webp\" class=\"block-case-studies-slider__image wp-post-image\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/homter_CasoExito_larsuss-1024x507.webp 1024w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/homter_CasoExito_larsuss-300x148.webp 300w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/homter_CasoExito_larsuss-768x380.webp 768w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/homter_CasoExito_larsuss-1536x760.webp 1536w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/homter_CasoExito_larsuss.webp 1592w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n                                    <div class=\"case-studies-card__client__bio\">\n                                          <div class=\"case-studies-card__client__bio__name\">Sarah M. (USA)<\/div>\n                                                              <div class=\"case-studies-card__client__bio__location\">M\u00e1laga<\/div>\n                                                              <div class=\"case-studies-card__rating\" aria-label=\"Valoracion: 5 de 5\"><span class=\"case-studies-card__stars\" aria-hidden=\"true\"><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><span class=\"case-studies-card__star case-studies-card__star--full\">\u2605<\/span><\/span><\/div>\n                                      <\/div>\n                <\/div>\n                                  <div class=\"case-studies-card__highlight\">Saved: 49,000\u20ac<\/div>\n                              <\/header>\n                              <div class=\"case-studies-card__testimonial\"><p>As an American, just opening a bank account in Spain is a nightmare because of FATCA, let alone getting a mortgage. Sellers kept rejecting my offers because they assumed my US financing would take months or fall through. Homter completely flipped the script. They pre-validated my LLC income with their partner banks before we even viewed properties. When we found the right penthouse, Homter presented my offer with guaranteed financial backing. We actually beat a local cash buyer, and they secured my mortgage in record time.<\/p>\n<\/div>\n                                            <ul class=\"case-studies-card__services\">\n                                      <li>Full Buyer&#039;s agent service (Search, Audit, Finance).<\/li>\n                                      <li>Risk Avoided: Losing out on properties due to seller bias against complex foreign financing.<\/li>\n                                      <li>Mortgage signed at 80% LTV (Fixed 30 years at 2.10% TIN).<\/li>\n                                  <\/ul>\n                          \n          <\/article>\n        <\/li>\n          <\/ul>\n  <\/div>\n<\/section>\n\n  <\/div>\n<\/section>\n\n\n<section class=\"block-section alignfull wp-block-acf-section has-background has-secondary-background-color\">\n  <div class=\"block-section__inner\">\n    \n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-8f761849 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading is-t2\" id=\"h-book-the-call-for-your-future-home\">Book the call for your <span class=\"is-text-highlighted\">future home<\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">In just 15 minutes, <strong>we&#8217;ll review your profile<\/strong> and let you know what you can buy and how to finance it.<\/p>\n\n\n\n<ul class=\"wp-block-list is-style-list-checks\">\n<li>We asses <strong>your buying viability<\/strong><\/li>\n\n\n\n<li>Understand your <strong>real budget<\/strong><\/li>\n\n\n\n<li>Get a clear <strong>mortgagte simulation<\/strong><\/li>\n<\/ul>\n\n\n<div class=\"block block-badges-container wp-block-acf-badges-container\">\n  \n\n<div class=\"wp-block-acf-badge-item block-badge-item has-tertiary-background-color has-background\"><p class=\"block-badge-item__big\">15&#8242;<\/p><p class=\"block-badge-item__small\"> Minutes<\/p><\/div>\n\n\n\n<div class=\"wp-block-acf-badge-item block-badge-item has-tertiary-background-color has-background\"><p class=\"block-badge-item__big\">100%<\/p><p class=\"block-badge-item__small\"> Free<\/p><\/div>\n\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<!-- Start of Meetings Embed Script -->\n    <div class=\"meetings-iframe-container\" data-src=\"https:\/\/meetings-eu1.hubspot.com\/meetings\/homter\/buyer-agent?embed=true\"><\/div>\n    <script type=\"text\/javascript\" src=\"https:\/\/static.hsappstatic.net\/MeetingsEmbed\/ex\/MeetingsEmbedCode.js\"><\/script>\n  <!-- End of Meetings Embed Script -->\n<\/div>\n<\/div>\n\n  <\/div>\n<\/section>\n\n\n<section class=\"block-section alignfull wp-block-acf-section\">\n  <div class=\"block-section__inner\">\n    \n\n<div class=\"wp-block-media-text has-media-on-the-right is-stacked-on-mobile is-vertically-aligned-top\"><div class=\"wp-block-media-text__content\">\n<h2 class=\"wp-block-heading is-t2\" id=\"h-buying-property-in-spain\">Buying property in Spain<\/h2>\n\n\n\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1772447783730\"><strong class=\"schema-faq-question\">What is a Buyer\u2019s Agent and how does it differ from a Real Estate Agent?<\/strong> <p class=\"schema-faq-answer\">In Spain, traditional real estate agents work for and are paid by the seller; their goal is to sell fast at the highest price. <strong>A Buyer\u2019s Agent (like Homter) works exclusively for you<\/strong>. We scout the entire market (including off-market deals), validate the property\u2019s legal status, and negotiate the lowest possible price and mortgage rates for you.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772795308993\"><strong class=\"schema-faq-question\">How do you protect my \u201cArras\u201d (deposit) from being lost?<\/strong> <p class=\"schema-faq-answer\">This is the <strong>#1 fear for expats buying property in Spain.<\/strong> We provide an <strong>&#8220;Arras Shield&#8221;<\/strong>: our legal team reviews every contract before you sign or pay anything. We ensure the inclusion of <strong>&#8220;subject to finance&#8221; clauses<\/strong>, meaning if the mortgage is denied, you get 100% of your deposit back.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772795577838\"><strong class=\"schema-faq-question\">Can you help me find \u201cHidden Defects\u201d (Vicios Ocultos) before I buy?<\/strong> <p class=\"schema-faq-answer\">Yes. Unlike standard brokers, we include or coordinate a <strong>technical inspection<\/strong>. We use technology to detect structural issues, dampness, or illegal extensions that aren&#8217;t visible during a quick visit, preventing you from inheriting a &#8220;money pit&#8221;.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772795558466\"><strong class=\"schema-faq-question\">How do you ensure the property doesn\u2019t have illegal extensions or debts?<\/strong> <p class=\"schema-faq-answer\"><strong>We perform a forensic cross-check of the Registry and Catastro.<\/strong> It is common in Spain for pools, terraces, or extensions to be unregistered (illegal). This can cause mortgage denial or future fines. Our legal team verifies that the physical reality of the house matches its legal description and that there are no hidden community debts or spills (<em>derramas<\/em>) you would inherit.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772795539232\"><strong class=\"schema-faq-question\">Can you negotiate the house price down in a seller\u2019s market?<\/strong> <p class=\"schema-faq-answer\"><strong>We negotiate using data, not just asking.<\/strong> In a hot market, aggressive low-balling fails. Instead, we use the findings from our technical and legal audit (e.g., &#8220;The electrical system needs a \u20ac5k update&#8221; or &#8220;The ITE is pending&#8221;) to objectively justify a price reduction. This approach is professional and highly effective in lowering the final price.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772795523215\"><strong class=\"schema-faq-question\">Can I hire Homter if I have already found a house I like?<\/strong> <p class=\"schema-faq-answer\">Absolutely. You can activate our service at any stage. If you&#8217;ve found a home, we immediately pivot to the Audit and Negotiation phase: we validate the price, perform the legal\/technical checks, and secure your mortgage.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772795502780\"><strong class=\"schema-faq-question\">How do you handle the Spanish bureaucracy (NIE, TIE, Modelos)?<\/strong> <p class=\"schema-faq-answer\">We act as <strong>your concierge interface<\/strong>. While you focus on choosing your home, we coordinate the &#8220;administrative grind&#8221;\u2014from property registry checks to notary coordination\u2014so you never feel paralyzed by the system.<\/p> <\/div> <\/div>\n<\/div><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" width=\"824\" height=\"1024\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Faqs_01-824x1024.png\" alt=\"\" class=\"wp-image-4289 size-full\" srcset=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Faqs_01-824x1024.png 824w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Faqs_01-241x300.png 241w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Faqs_01-768x954.png 768w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Faqs_01.png 1056w\" sizes=\"(max-width: 824px) 100vw, 824px\" \/><\/figure><\/div>\n\n  <\/div>\n<\/section>\n\n\n<section class=\"block-section alignfull wp-block-acf-section has-background has-secondary-background-color\">\n  <div class=\"block-section__inner\">\n    \n\n<div class=\"wp-block-media-text is-stacked-on-mobile is-vertically-aligned-top\"><figure class=\"wp-block-media-text__media\"><img decoding=\"async\" width=\"845\" height=\"1024\" src=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Faqs_02-845x1024.png\" alt=\"\" class=\"wp-image-4291 size-full\" srcset=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Faqs_02-845x1024.png 845w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Faqs_02-248x300.png 248w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Faqs_02-768x931.png 768w, https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Faqs_02.png 1056w\" sizes=\"(max-width: 845px) 100vw, 845px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<div class=\"schema-faq wp-block-yoast-faq-block\"><div class=\"schema-faq-section\" id=\"faq-question-1772795446815\"><strong class=\"schema-faq-question\">What happens if the bank\u2019s \u201cTasaci\u00f3n\u201d (valuation) is lower than the purchase price?<\/strong> <p class=\"schema-faq-answer\">If the official appraisal comes in lower than expected, you could face a funding shortfall. However, <strong>Homter protects you from this &#8220;valuation gap&#8221; before you even sign,<\/strong> using three highly effective strategies:<br><br>* <strong>The &#8220;Arras&#8221; shield (Contract protection): <\/strong>we ensure the inclusion of &#8220;subject to finance&#8221; clauses. If the appraisal is too low to secure your mortgage, this clause guarantees you get 100% of your deposit back.<br><br>* <strong>Pre-offer market accuracy<\/strong>: before you make an offer, we validate the real market value. By ensuring you don&#8217;t overpay from the start, we drastically reduce the risk of a low bank appraisal.<br><br>* <strong>Multi-bank strategy:<\/strong> different banks use different official appraisal companies. If one bank&#8217;s valuation falls short, we leverage our network of banks to explore alternative options and secure the financing you need.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772795416514\"><strong class=\"schema-faq-question\">What does \u201c100% Success-Based Fee\u201d mean?<\/strong> <p class=\"schema-faq-answer\">It means our interests are perfectly aligned with yours. Our initial analysis, budget validation, and mortgage simulations are free. <strong>You only pay our fee if you successfully complete the purchase of your home.<\/strong><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772447783730\"><strong class=\"schema-faq-question\">Does your Buyer Agent service include handling expat mortgages?<\/strong> <p class=\"schema-faq-answer\"><strong>Yes, and this is our biggest advantage<\/strong>. Unlike traditional property finders who leave you to deal with banks alone, Homter is also a licensed Mortgage Broker in Spain. We integrate your property search with your financial profile from day one. Whether you are a Digital Nomad, under the Beckham Law, self-employed, or seeking high LTV financing (up to 100%), our financial team structures your profile before you even make an offer.<br><a href=\"https:\/\/homter2025.wildoomlab.com\/en\/\"><strong>Discover how our specialized Mortgage Broker service works for expats.<\/strong><\/a><\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772795384427\"><strong class=\"schema-faq-question\">Will you help me negotiate the bank\u2019s hidden costs, like forced insurance?<\/strong> <p class=\"schema-faq-answer\"><strong>Absolutely.<\/strong> Finding the house is only half the battle; securing it without abusive bank conditions is the other. Because we manage the entire process, we don&#8217;t just put banks in competition for the lowest interest rate; we also act as your advocate to &#8220;unbundle&#8221; expensive tied products, such as life and home insurance. We ensure the final financial structure of your purchase is truly profitable for you, not the bank.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772691426372\"><strong class=\"schema-faq-question\">Where in Spain do you operate as a Buyer&#8217;s Agent?<\/strong> <p class=\"schema-faq-answer\">We provide our online mortgage broker and buyer&#8217;s agent services throughout Spain. While our core team manages operations centrally, our digital approach allow us to scan, validate, and secure properties nationwide, regardless of whether you are buying in Barcelona, Madrid, Valencia, or the coastal regions.<\/p> <\/div> <div class=\"schema-faq-section\" id=\"faq-question-1772691488988\"><strong class=\"schema-faq-question\">I already live and work in Spain, but I don&#8217;t speak fluent Spanish. Will you handle the agencies and banks?<\/strong> <p class=\"schema-faq-answer\"><strong>Yes, we act as your bilingual shield.<\/strong> Even if you reside in Spain, local real estate jargon and banking bureaucracy are incredibly complex. We handle all the aggressive agency negotiations, legal contract reviews, and bank communications in Spanish. Then, we translate the technical, legal, and financial realities into clear English for you. Our goal is to ensure you buy like a savvy local, completely avoiding the &#8220;expat premium&#8221; that agencies often try to charge foreigners.<\/p> <\/div> <\/div>\n<\/div><\/div>\n\n  <\/div>\n<\/section>\n\n\n<section class=\"block-section alignfull wp-block-acf-section\">\n  <div class=\"block-section__inner\">\n    \n\n<p class=\"has-text-align-center is-t2 wp-block-paragraph\">Stop buying alone. Buy with an expert buyer agent <span class=\"is-text-highlighted\">on your side<\/span><\/p>\n\n\n\n<p class=\"has-text-align-center wp-block-paragraph\">We help you find, validate and finance your home in Spain<\/p>\n\n\n\n<div class=\"wp-block-buttons is-content-justification-center is-layout-flex wp-container-core-buttons-is-layout-fe48e5de wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/meetings-eu1.hubspot.com\/meetings\/homter\/buyer-agent\" target=\"_blank\" rel=\"nofollow noreferrer noopener\">Book my free session<\/a><\/div>\n\n\n\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"https:\/\/homter2025.wildoomlab.com\/en\/home-buying\/\">Start my safe search<\/a><\/div>\n<\/div>\n\n  <\/div>\n<\/section>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":4,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"open","template":"","meta":{"_acf_changed":false,"content-type":"","inline_featured_image":false,"footnotes":""},"class_list":["post-4300","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Homter Buyer&#039;s Agent: Find &amp; Finance your home in Spain<\/title>\n<meta name=\"description\" content=\"Buying property in Spain? We validate your home, protect your deposit, and secure your mortgage. 100% success-based fee.\" \/>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Buyer Agent\" \/>\n<meta property=\"og:description\" content=\"Buying property in Spain? We validate your home, protect your deposit, and secure your mortgage. 100% success-based fee.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/\" \/>\n<meta property=\"og:site_name\" content=\"Homter - Broker hipotecario\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/homter.es\/\" \/>\n<meta property=\"article:modified_time\" content=\"2026-05-06T13:38:57+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/homter2025.wildoomlab.com\/wp-content\/uploads\/2026\/03\/Homter_Image_step01-1024x539.png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"8 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":[\"WebPage\",\"FAQPage\"],\"@id\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/\",\"url\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/\",\"name\":\"Homter Buyer's Agent: Find & Finance your home in Spain\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/wp-content\\\/uploads\\\/2026\\\/03\\\/Homter_Image_step01-1024x539.png\",\"datePublished\":\"2026-03-03T14:52:56+00:00\",\"dateModified\":\"2026-05-06T13:38:57+00:00\",\"description\":\"Buying property in Spain? 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We ensure the inclusion of <strong>\\\"subject to finance\\\" clauses<\\\/strong>, meaning if the mortgage is denied, you get 100% of your deposit back.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#faq-question-1772795577838\",\"position\":3,\"url\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#faq-question-1772795577838\",\"name\":\"Can you help me find \u201cHidden Defects\u201d (Vicios Ocultos) before I buy?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Yes. Unlike standard brokers, we include or coordinate a <strong>technical inspection<\\\/strong>. We use technology to detect structural issues, dampness, or illegal extensions that aren't visible during a quick visit, preventing you from inheriting a \\\"money pit\\\".\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#faq-question-1772795558466\",\"position\":4,\"url\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#faq-question-1772795558466\",\"name\":\"How do you ensure the property doesn\u2019t have illegal extensions or debts?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<strong>We perform a forensic cross-check of the Registry and Catastro.<\\\/strong> It is common in Spain for pools, terraces, or extensions to be unregistered (illegal). This can cause mortgage denial or future fines. Our legal team verifies that the physical reality of the house matches its legal description and that there are no hidden community debts or spills (<em>derramas<\\\/em>) you would inherit.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#faq-question-1772795539232\",\"position\":5,\"url\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#faq-question-1772795539232\",\"name\":\"Can you negotiate the house price down in a seller\u2019s market?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<strong>We negotiate using data, not just asking.<\\\/strong> In a hot market, aggressive low-balling fails. Instead, we use the findings from our technical and legal audit (e.g., \\\"The electrical system needs a \u20ac5k update\\\" or \\\"The ITE is pending\\\") to objectively justify a price reduction. This approach is professional and highly effective in lowering the final price.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#faq-question-1772795523215\",\"position\":6,\"url\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#faq-question-1772795523215\",\"name\":\"Can I hire Homter if I have already found a house I like?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"Absolutely. You can activate our service at any stage. If you've found a home, we immediately pivot to the Audit and Negotiation phase: we validate the price, perform the legal\\\/technical checks, and secure your mortgage.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#faq-question-1772795502780\",\"position\":7,\"url\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#faq-question-1772795502780\",\"name\":\"How do you handle the Spanish bureaucracy (NIE, TIE, Modelos)?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"We act as <strong>your concierge interface<\\\/strong>. While you focus on choosing your home, we coordinate the \\\"administrative grind\\\"\u2014from property registry checks to notary coordination\u2014so you never feel paralyzed by the system.\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#faq-question-1772795446815\",\"position\":8,\"url\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#faq-question-1772795446815\",\"name\":\"What happens if the bank\u2019s \u201cTasaci\u00f3n\u201d (valuation) is lower than the purchase price?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"If the official appraisal comes in lower than expected, you could face a funding shortfall. However, <strong>Homter protects you from this \\\"valuation gap\\\" before you even sign,<\\\/strong> using three highly effective strategies:<br><br>* <strong>The \\\"Arras\\\" shield (Contract protection): <\\\/strong>we ensure the inclusion of \\\"subject to finance\\\" clauses. If the appraisal is too low to secure your mortgage, this clause guarantees you get 100% of your deposit back.<br><br>* <strong>Pre-offer market accuracy<\\\/strong>: before you make an offer, we validate the real market value. By ensuring you don't overpay from the start, we drastically reduce the risk of a low bank appraisal.<br><br>* <strong>Multi-bank strategy:<\\\/strong> different banks use different official appraisal companies. 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Our initial analysis, budget validation, and mortgage simulations are free. <strong>You only pay our fee if you successfully complete the purchase of your home.<\\\/strong>\",\"inLanguage\":\"en-US\"},\"inLanguage\":\"en-US\"},{\"@type\":\"Question\",\"@id\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#faq-question-1772447783730\",\"position\":10,\"url\":\"https:\\\/\\\/homter2025.wildoomlab.com\\\/en\\\/buyer-agent\\\/#faq-question-1772447783730\",\"name\":\"Does your Buyer Agent service include handling expat mortgages?\",\"answerCount\":1,\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"<strong>Yes, and this is our biggest advantage<\\\/strong>. Unlike traditional property finders who leave you to deal with banks alone, Homter is also a licensed Mortgage Broker in Spain. We integrate your property search with your financial profile from day one. 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We scout the entire market (including off-market deals), validate the property\u2019s legal status, and negotiate the lowest possible price and mortgage rates for you.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795308993","position":2,"url":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795308993","name":"How do you protect my \u201cArras\u201d (deposit) from being lost?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"This is the <strong>#1 fear for expats buying property in Spain.<\/strong> We provide an <strong>\"Arras Shield\"<\/strong>: our legal team reviews every contract before you sign or pay anything. We ensure the inclusion of <strong>\"subject to finance\" clauses<\/strong>, meaning if the mortgage is denied, you get 100% of your deposit back.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795577838","position":3,"url":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795577838","name":"Can you help me find \u201cHidden Defects\u201d (Vicios Ocultos) before I buy?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes. Unlike standard brokers, we include or coordinate a <strong>technical inspection<\/strong>. We use technology to detect structural issues, dampness, or illegal extensions that aren't visible during a quick visit, preventing you from inheriting a \"money pit\".","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795558466","position":4,"url":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795558466","name":"How do you ensure the property doesn\u2019t have illegal extensions or debts?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<strong>We perform a forensic cross-check of the Registry and Catastro.<\/strong> It is common in Spain for pools, terraces, or extensions to be unregistered (illegal). This can cause mortgage denial or future fines. Our legal team verifies that the physical reality of the house matches its legal description and that there are no hidden community debts or spills (<em>derramas<\/em>) you would inherit.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795539232","position":5,"url":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795539232","name":"Can you negotiate the house price down in a seller\u2019s market?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<strong>We negotiate using data, not just asking.<\/strong> In a hot market, aggressive low-balling fails. Instead, we use the findings from our technical and legal audit (e.g., \"The electrical system needs a \u20ac5k update\" or \"The ITE is pending\") to objectively justify a price reduction. This approach is professional and highly effective in lowering the final price.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795523215","position":6,"url":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795523215","name":"Can I hire Homter if I have already found a house I like?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Absolutely. You can activate our service at any stage. If you've found a home, we immediately pivot to the Audit and Negotiation phase: we validate the price, perform the legal\/technical checks, and secure your mortgage.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795502780","position":7,"url":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795502780","name":"How do you handle the Spanish bureaucracy (NIE, TIE, Modelos)?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"We act as <strong>your concierge interface<\/strong>. While you focus on choosing your home, we coordinate the \"administrative grind\"\u2014from property registry checks to notary coordination\u2014so you never feel paralyzed by the system.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795446815","position":8,"url":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795446815","name":"What happens if the bank\u2019s \u201cTasaci\u00f3n\u201d (valuation) is lower than the purchase price?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"If the official appraisal comes in lower than expected, you could face a funding shortfall. However, <strong>Homter protects you from this \"valuation gap\" before you even sign,<\/strong> using three highly effective strategies:<br><br>* <strong>The \"Arras\" shield (Contract protection): <\/strong>we ensure the inclusion of \"subject to finance\" clauses. If the appraisal is too low to secure your mortgage, this clause guarantees you get 100% of your deposit back.<br><br>* <strong>Pre-offer market accuracy<\/strong>: before you make an offer, we validate the real market value. By ensuring you don't overpay from the start, we drastically reduce the risk of a low bank appraisal.<br><br>* <strong>Multi-bank strategy:<\/strong> different banks use different official appraisal companies. If one bank's valuation falls short, we leverage our network of banks to explore alternative options and secure the financing you need.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795416514","position":9,"url":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795416514","name":"What does \u201c100% Success-Based Fee\u201d mean?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"It means our interests are perfectly aligned with yours. Our initial analysis, budget validation, and mortgage simulations are free. <strong>You only pay our fee if you successfully complete the purchase of your home.<\/strong>","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772447783730","position":10,"url":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772447783730","name":"Does your Buyer Agent service include handling expat mortgages?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<strong>Yes, and this is our biggest advantage<\/strong>. Unlike traditional property finders who leave you to deal with banks alone, Homter is also a licensed Mortgage Broker in Spain. We integrate your property search with your financial profile from day one. Whether you are a Digital Nomad, under the Beckham Law, self-employed, or seeking high LTV financing (up to 100%), our financial team structures your profile before you even make an offer.<br><a href=\"https:\/\/homter2025.wildoomlab.com\"><strong>Discover how our specialized Mortgage Broker service works for expats.<\/strong><\/a>","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795384427","position":11,"url":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772795384427","name":"Will you help me negotiate the bank\u2019s hidden costs, like forced insurance?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<strong>Absolutely.<\/strong> Finding the house is only half the battle; securing it without abusive bank conditions is the other. 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While our core team manages operations centrally, our digital approach allow us to scan, validate, and secure properties nationwide, regardless of whether you are buying in Barcelona, Madrid, Valencia, or the coastal regions.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772691488988","position":13,"url":"https:\/\/homter2025.wildoomlab.com\/en\/buyer-agent\/#faq-question-1772691488988","name":"I already live and work in Spain, but I don't speak fluent Spanish. Will you handle the agencies and banks?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<strong>Yes, we act as your bilingual shield.<\/strong> Even if you reside in Spain, local real estate jargon and banking bureaucracy are incredibly complex. We handle all the aggressive agency negotiations, legal contract reviews, and bank communications in Spanish. Then, we translate the technical, legal, and financial realities into clear English for you. Our goal is to ensure you buy like a savvy local, completely avoiding the \"expat premium\" that agencies often try to charge foreigners.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/homter2025.wildoomlab.com\/en\/wp-json\/wp\/v2\/pages\/4300","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/homter2025.wildoomlab.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/homter2025.wildoomlab.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/homter2025.wildoomlab.com\/en\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/homter2025.wildoomlab.com\/en\/wp-json\/wp\/v2\/comments?post=4300"}],"version-history":[{"count":47,"href":"https:\/\/homter2025.wildoomlab.com\/en\/wp-json\/wp\/v2\/pages\/4300\/revisions"}],"predecessor-version":[{"id":6115,"href":"https:\/\/homter2025.wildoomlab.com\/en\/wp-json\/wp\/v2\/pages\/4300\/revisions\/6115"}],"wp:attachment":[{"href":"https:\/\/homter2025.wildoomlab.com\/en\/wp-json\/wp\/v2\/media?parent=4300"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}