We get your
ideal mortgage

Buying abroad felt terrifying until we met Homter. They visited the property with us, flagged a structural issue the seller had hidden, renegotiated €18,000 off the price, and then secured a mortgage offer better than anything we’d seen. Having someone exclusively on the buyer’s side — not the bank’s, not the seller’s — changed everything.

As a freelancer with UK company accounts, I’d been turned away by three Spanish banks before finding Homter. Their team translated my financials into a format the risk analysts actually understood and got me 80% financing at a fixed rate I never thought possible as a non-resident. They were genuinely on my side from day one.

I earn in euros but through a German company, which apparently confuses every Spanish bank. Homter knew exactly which lenders accept this profile and matched me with one in under two weeks. Clear communication in English, fixed fee only on success, and a team that actually picks up the phone. Highly recommended for anyone navigating Spain from abroad.

I moved to Madrid for work and assumed I’d be stuck with the standard 60% non-resident cap. Homter walked our profile through a centralised underwriting team that actually understood my US income and Beckham status, and we closed at 80% LTV. Honest, transparent, and zero pressure throughout.

Spanish bureaucracy was overwhelming and the paperwork felt endless. Jordi and his team became our local compass — they handled every document, every translation, every awkward call with the bank. We signed for our flat in El Born with a fixed rate well below what we’d been quoted directly. Worth every minute.